Hyak Financial is a Seattle area commercial mortgage broker (located in Bellingham, Washington) and provides a wide variety of commercial mortgage products and business financing services. With over 60 years of combined commercial banking, mortgage, and real estate experience, the Hyak Financial team has the experience to find the best rates and terms on most commercial mortgage or business financing transactions.

As a commercial mortgage broker, our access to national as well as local lending sources and investors is continually expanding to provide more resources to get your deal done.

Our Most Popular Loan Programs:

Apartment Loans

Great rates and terms on multi-family!

Excellent Multi-Family Rates

Rates on apartments and multi-family are excellent!


Owner Occupied

Quit renting and own your space!

Purchase or Refinance

Dozens of lenders and loan programs available!


Private Money

Hard money for bank turn downs!

Bank turn you down?

We have a variety of alternative lending options!


“I have worked with Hyak Financial on two deals in the last 10 years. Both loans had excellent rates and terms and I’ve found the experience of working with a broker to be much easier then dealing with banks and finding financing on my own. ”

Dan • Business Owner

“Gary and Hyak Financial were able to get me extremely good rates and terms on my recent 38 unit apartment refinance. My existing bank couldn’t even come close!”

Jessica • Apartment Owner

“Hyak Financial was able to find me a short term loan to save my lake house from foreclosure. Within a year I was able to refinance with a conventional mortgage loan”

Stan • Home Owner